Niche Markets

A+, B, C credit lender
Qualify for rentals using rental offset

Pre-payment Privileges

Lump sum: In each calendar year of the mortgage you may pay up to 20% of the original mortgage amount without penalty.

Payment increase: Once per calendar year of the mortgage you may increase your mortgage payments by up to 20% of the current mortgage payment.

Xceed Mortgages

Xceed Mortgage Corporation, Xceed Mortgages

XCEED Mortgage Corporation is one of Canada's most flexible mortgage companies. Instead of relying on a retail lending officer (at your local bank branch), who may only spend a small part of their day on mortgages, Xceed Mortgage Company has embraced the mortgage broker distribution channel which offers mortgages through Canada’s leading independent mortgage specialists only.

Moneytime.ca representatives are focused on mortgage financing and are devoted 100% to providing expert advice and assistance. And because we aren’t paid a salary from the bank, we have only your best interests at heart. With Xceed's extensive product line up, we are able to use unique guidelines to help find a mortgage for people in situations where regular retail lenders/banks say NO.

When you use Moneytime.ca to arrange your next Xceed mortgage you will get access to unbiased mortgage advice with the strength and stability of one of Canada's leading alternative lenders.

Moneytime.ca representatives are independent mortgage specialists that don't work for the bank... We work for you! Because we are independent, our goal is to get you a mortgage so you can own the home of your dreams! The days of going from bank to bank are over, let us arrange your next Xceed mortgage and see why so many Canadians prefer to use Moneytime.ca.