Scotiabank (Bank of Nova Scotia) is one of Canada's largest financial institutions. Instead of relying on a retail lending officer (at the branch), who may only spend a small part of their day on mortgages, Scotiabank mortgage services (Scotia Express) has embraced the mortgage broker distribution channel which offers mortgages through Canada’s leading independent mortgage specialists.

Moneytime.ca representatives are focused on mortgage financing and are devoted 100% to providing expert advice and assistance. And because we aren’t paid a salary from the bank, we have only your best interests at heart. We help keep your Scotiabank mortgage rate among the lowest in the industry.

When you use Moneytime.ca to arrange your next Bank of Nova Scotia mortgage you will get access to unbiased mortgage advice with the strength and stability of one of Canada's largest banks.

Moneytime.ca representatives are independent mortgage specialists that don't work for the bank... We work for you! Because we are independent, our goal is to get you the absolute lowest Scotiabank mortgage rate possible. The days of going from bank to bank are over, let us arrange your next Scotiabank mortgage and see why so many Canadians prefer to use Moneytime.ca.